Neuroscientist and former teacher Jared Cooney Horvath noticed the inflection point of this data coincided with the implementation of Student Assessment of Growth and Excellence (SAGE), the state’s first computer-adaptive test.
与赔付率大幅下降形成对比的是，综合费用率从25.3%上升至34.1%，增加了8.8个百分点。 财报解释称，这主要是因为公司加大了在客户获取及筛选上的投入，通过前期多花钱，筛选出更优质的客群，从而从根本上降低未来的赔付风险。，这一点在同城约会中也有详细论述
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Tell us: how have you been affected by the conflict?